Call reports 2026
PANHANDLE FIRST BANK — 2026
What PANHANDLE FIRST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 573,210,000 | 568,688,000 |
| Total loans | 361,222,000 | 355,687,000 |
| Allowance for loan losses | 5,946,000 | 5,547,000 |
| Securities available for sale | 136,604,000 | 132,514,000 |
| Securities held to maturity | 760,000 | 760,000 |
| Trading assets | 0 | 0 |
| Total deposits | 464,423,000 | 462,981,000 |
| Interest-bearing deposits | 387,032,000 | 389,490,000 |
| Noninterest-bearing deposits | 77,391,000 | 73,491,000 |
| Equity capital | 81,783,000 | 79,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,091,000 | 18,444,000 |
| Interest expense | 2,670,000 | 5,336,000 |
| Net interest income | 6,421,000 | 13,108,000 |
| Noninterest income | 606,000 | 1,295,000 |
| Noninterest expense | 4,074,000 | 8,086,000 |
| Provision for loan losses | 210,000 | 5,110,000 |
| Pretax income | 2,743,000 | 1,208,000 |
| Income tax | 0 | 0 |
| Net income | 2,743,000 | 1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 74,903,000 | 73,598,000 |
| Total capital | 80,322,000 | 78,861,000 |
| Risk-weighted assets | 432,949,000 | 420,699,000 |