Call reports 2025
PANHANDLE FIRST BANK — 2025
What PANHANDLE FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 534,621,000 | 541,024,000 | 549,142,000 | 569,281,000 |
| Total loans | 377,063,000 | 371,012,000 | 377,125,000 | 369,581,000 |
| Allowance for loan losses | 5,391,000 | 5,438,000 | 5,664,000 | 5,821,000 |
| Securities available for sale | 111,599,000 | 111,706,000 | 111,950,000 | 120,648,000 |
| Securities held to maturity | 1,065,000 | 1,065,000 | 1,065,000 | 1,065,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,513,000 | 435,715,000 | 443,265,000 | 458,930,000 |
| Interest-bearing deposits | 355,570,000 | 355,090,000 | 361,819,000 | 378,218,000 |
| Noninterest-bearing deposits | 79,943,000 | 80,625,000 | 81,446,000 | 80,712,000 |
| Equity capital | 77,821,000 | 75,403,000 | 79,246,000 | 80,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,714,000 | 17,331,000 | 26,168,000 | 35,204,000 |
| Interest expense | 2,858,000 | 5,631,000 | 8,395,000 | 11,120,000 |
| Net interest income | 5,856,000 | 11,700,000 | 17,773,000 | 24,084,000 |
| Noninterest income | 567,000 | 1,190,000 | 1,823,000 | 2,422,000 |
| Noninterest expense | 4,018,000 | 8,246,000 | 12,440,000 | 16,541,000 |
| Provision for loan losses | 270,000 | 540,000 | 810,000 | 1,080,000 |
| Pretax income | 2,135,000 | 4,104,000 | 6,125,000 | 8,664,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,135,000 | 4,104,000 | 6,125,000 | 8,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,312,000 | 69,612,000 | 71,503,000 | 72,590,000 |
| Total capital | 75,777,000 | 74,966,000 | 76,984,000 | 78,015,000 |
| Risk-weighted assets | 437,225,000 | 428,139,000 | 438,258,000 | 433,515,000 |
Machine access — free, no API key
Every figure shown here about PANHANDLE FIRST BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.