Call reports 2024
PANHANDLE FIRST BANK — 2024
What PANHANDLE FIRST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 242,859,000 | 513,309,000 | 533,189,000 | 531,446,000 |
| Total loans | 154,158,000 | 354,183,000 | 360,422,000 | 378,972,000 |
| Allowance for loan losses | 2,699,000 | 4,633,000 | 4,882,000 | 5,121,000 |
| Securities available for sale | 61,170,000 | 108,145,000 | 117,758,000 | 112,513,000 |
| Securities held to maturity | 0 | 1,365,000 | 1,365,000 | 1,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,820,000 | 418,528,000 | 430,862,000 | 432,279,000 |
| Interest-bearing deposits | 163,320,000 | 331,419,000 | 343,175,000 | 346,227,000 |
| Noninterest-bearing deposits | 31,500,000 | 87,109,000 | 87,687,000 | 86,052,000 |
| Equity capital | 24,245,000 | 73,249,000 | 78,350,000 | 75,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,565,000 | 12,404,000 | 21,551,000 | 30,437,000 |
| Interest expense | 1,059,000 | 4,277,000 | 7,177,000 | 10,015,000 |
| Net interest income | 2,506,000 | 8,127,000 | 14,374,000 | 20,422,000 |
| Noninterest income | 268,000 | 785,000 | 1,400,000 | 2,007,000 |
| Noninterest expense | 1,615,000 | 5,160,000 | 9,326,000 | 13,867,000 |
| Provision for loan losses | 0 | 1,340,000 | 1,580,000 | 1,820,000 |
| Pretax income | 1,159,000 | 2,171,000 | 4,627,000 | 6,501,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,159,000 | 2,171,000 | 4,627,000 | 6,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,456,000 | 63,638,000 | 66,716,000 | 67,580,000 |
| Total capital | 34,687,000 | 68,371,000 | 71,698,000 | 72,801,000 |
| Risk-weighted assets | 177,904,000 | 418,234,000 | 421,059,000 | 441,374,000 |