Call reports 2023
PANHANDLE FIRST BANK — 2023
What PANHANDLE FIRST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 236,678,000 | 226,590,000 | 224,989,000 | 223,945,000 |
| Total loans | 139,677,000 | 139,101,000 | 137,205,000 | 152,430,000 |
| Allowance for loan losses | 2,819,000 | 2,825,000 | 2,832,000 | 2,836,000 |
| Securities available for sale | 68,563,000 | 65,858,000 | 62,482,000 | 63,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,751,000 | 188,865,000 | 187,959,000 | 181,913,000 |
| Interest-bearing deposits | 162,657,000 | 152,067,000 | 157,401,000 | 152,952,000 |
| Noninterest-bearing deposits | 40,094,000 | 36,798,000 | 30,558,000 | 28,961,000 |
| Equity capital | 20,594,000 | 21,415,000 | 21,612,000 | 23,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,780,000 | 5,834,000 | 9,029,000 | 12,361,000 |
| Interest expense | 577,000 | 1,257,000 | 2,037,000 | 2,923,000 |
| Net interest income | 2,203,000 | 4,577,000 | 6,992,000 | 9,438,000 |
| Noninterest income | 296,000 | 561,000 | 825,000 | 1,113,000 |
| Noninterest expense | 1,346,000 | 2,748,000 | 4,190,000 | 5,663,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,153,000 | 2,390,000 | 3,627,000 | 4,888,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,153,000 | 2,390,000 | 3,627,000 | 4,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,377,000 | 30,614,000 | 31,686,000 | 31,297,000 |
| Total capital | 31,456,000 | 32,682,000 | 33,753,000 | 33,477,000 |
| Risk-weighted assets | 165,584,000 | 164,685,000 | 164,637,000 | 173,802,000 |