Call reports 2022
PANHANDLE FIRST BANK — 2022
What PANHANDLE FIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 240,993,000 | 235,021,000 | 226,555,000 | 219,074,000 |
| Total loans | 135,293,000 | 142,194,000 | 139,676,000 | 138,690,000 |
| Allowance for loan losses | 2,686,000 | 2,782,000 | 2,784,000 | 2,789,000 |
| Securities available for sale | 74,514,000 | 71,173,000 | 67,473,000 | 65,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,540,000 | 202,161,000 | 196,069,000 | 184,356,000 |
| Interest-bearing deposits | 157,605,000 | 159,597,000 | 155,279,000 | 151,414,000 |
| Noninterest-bearing deposits | 38,935,000 | 42,564,000 | 40,790,000 | 32,942,000 |
| Equity capital | 22,090,000 | 17,991,000 | 18,002,000 | 19,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,070,000 | 4,244,000 | 6,752,000 | 9,327,000 |
| Interest expense | 191,000 | 405,000 | 678,000 | 1,089,000 |
| Net interest income | 1,879,000 | 3,839,000 | 6,074,000 | 8,238,000 |
| Noninterest income | 279,000 | 579,000 | 870,000 | 1,142,000 |
| Noninterest expense | 1,239,000 | 2,466,000 | 3,698,000 | 5,041,000 |
| Provision for loan losses | 90,000 | 180,000 | 180,000 | 180,000 |
| Pretax income | 829,000 | 1,772,000 | 3,066,000 | 4,159,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 829,000 | 1,772,000 | 3,066,000 | 4,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,756,000 | 26,699,000 | 27,993,000 | 28,386,000 |
| Total capital | 27,746,000 | 28,784,000 | 30,082,000 | 30,434,000 |
| Risk-weighted assets | 158,563,000 | 166,148,000 | 166,462,000 | 163,162,000 |