Call reports 2021
PANHANDLE FIRST BANK — 2021
What PANHANDLE FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 216,084,000 | 226,102,000 | 226,924,000 | 212,744,000 |
| Total loans | 122,725,000 | 125,962,000 | 124,282,000 | 133,001,000 |
| Allowance for loan losses | 2,208,000 | 2,300,000 | 2,398,000 | 2,530,000 |
| Securities available for sale | 72,056,000 | 75,875,000 | 83,104,000 | 72,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,622,000 | 175,169,000 | 180,350,000 | 170,313,000 |
| Interest-bearing deposits | 137,391,000 | 142,965,000 | 146,186,000 | 134,549,000 |
| Noninterest-bearing deposits | 35,231,000 | 32,204,000 | 34,164,000 | 35,764,000 |
| Equity capital | 24,863,000 | 26,000,000 | 26,934,000 | 25,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,040,000 | 4,276,000 | 6,543,000 | 8,646,000 |
| Interest expense | 206,000 | 418,000 | 627,000 | 820,000 |
| Net interest income | 1,834,000 | 3,858,000 | 5,916,000 | 7,826,000 |
| Noninterest income | 252,000 | 522,000 | 824,000 | 1,161,000 |
| Noninterest expense | 1,214,000 | 2,431,000 | 3,618,000 | 4,921,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 400,000 |
| Pretax income | 782,000 | 1,769,000 | 2,852,000 | 4,211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 782,000 | 1,769,000 | 2,852,000 | 4,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,183,000 | 24,017,000 | 24,948,000 | 24,927,000 |
| Total capital | 24,929,000 | 25,814,000 | 26,746,000 | 26,879,000 |
| Risk-weighted assets | 139,290,000 | 143,278,000 | 143,319,000 | 155,632,000 |
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