Call reports 2020
PANHANDLE FIRST BANK — 2020
What PANHANDLE FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 178,056,000 | 193,101,000 | 196,576,000 | 194,582,000 |
| Total loans | 109,958,000 | 118,270,000 | 120,027,000 | 124,667,000 |
| Allowance for loan losses | 1,764,000 | 1,895,000 | 1,989,000 | 2,112,000 |
| Securities available for sale | 41,522,000 | 44,103,000 | 47,600,000 | 52,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,911,000 | 152,935,000 | 153,411,000 | 152,582,000 |
| Interest-bearing deposits | 119,065,000 | 123,520,000 | 122,454,000 | 122,398,000 |
| Noninterest-bearing deposits | 22,846,000 | 29,415,000 | 30,957,000 | 30,184,000 |
| Equity capital | 20,884,000 | 24,388,000 | 25,062,000 | 25,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,005,000 | 3,993,000 | 5,905,000 | 7,959,000 |
| Interest expense | 364,000 | 669,000 | 938,000 | 1,186,000 |
| Net interest income | 1,641,000 | 3,324,000 | 4,967,000 | 6,773,000 |
| Noninterest income | 245,000 | 511,000 | 781,000 | 1,021,000 |
| Noninterest expense | 1,126,000 | 2,245,000 | 3,359,000 | 4,350,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 460,000 |
| Pretax income | 731,000 | 1,470,000 | 2,180,000 | 3,045,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 731,000 | 1,470,000 | 2,180,000 | 3,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,393,000 | 21,979,000 | 22,538,000 | 22,552,000 |
| Total capital | 23,098,000 | 23,741,000 | 24,342,000 | 24,448,000 |
| Risk-weighted assets | 136,342,000 | 140,829,000 | 144,206,000 | 151,499,000 |