Call reports 2019
PANHANDLE FIRST BANK — 2019
What PANHANDLE FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 164,096,000 | 161,552,000 | 163,923,000 | 169,793,000 |
| Total loans | 103,444,000 | 108,148,000 | 112,938,000 | 114,241,000 |
| Allowance for loan losses | 1,458,000 | 1,538,000 | 1,577,000 | 1,661,000 |
| Securities available for sale | 46,167,000 | 44,536,000 | 45,923,000 | 44,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,214,000 | 128,311,000 | 125,521,000 | 133,161,000 |
| Interest-bearing deposits | 107,724,000 | 106,319,000 | 100,286,000 | 110,143,000 |
| Noninterest-bearing deposits | 22,490,000 | 21,992,000 | 25,235,000 | 23,018,000 |
| Equity capital | 20,263,000 | 21,214,000 | 22,188,000 | 22,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,906,000 | 3,830,000 | 5,864,000 | 7,924,000 |
| Interest expense | 386,000 | 793,000 | 1,189,000 | 1,574,000 |
| Net interest income | 1,520,000 | 3,037,000 | 4,675,000 | 6,350,000 |
| Noninterest income | 218,000 | 446,000 | 756,000 | 998,000 |
| Noninterest expense | 1,072,000 | 2,184,000 | 3,275,000 | 4,356,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 576,000 | 1,270,000 | 2,037,000 | 2,783,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 576,000 | 1,270,000 | 2,037,000 | 2,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,006,000 | 20,340,000 | 20,945,000 | 20,813,000 |
| Total capital | 21,464,000 | 21,878,000 | 22,522,000 | 22,416,000 |
| Risk-weighted assets | 125,488,000 | 123,202,000 | 127,052,000 | 128,183,000 |
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