Call reports 2018
PANHANDLE FIRST BANK — 2018
What PANHANDLE FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 152,723,000 | 152,703,000 | 158,032,000 | 164,979,000 |
| Total loans | 93,110,000 | 101,752,000 | 106,999,000 | 101,940,000 |
| Allowance for loan losses | 1,382,000 | 1,434,000 | 1,240,000 | 1,426,000 |
| Securities available for sale | 41,899,000 | 42,103,000 | 40,757,000 | 42,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,754,000 | 121,826,000 | 120,578,000 | 125,292,000 |
| Interest-bearing deposits | 97,996,000 | 95,016,000 | 97,780,000 | 103,449,000 |
| Noninterest-bearing deposits | 21,758,000 | 26,810,000 | 22,798,000 | 21,843,000 |
| Equity capital | 18,188,000 | 18,414,000 | 18,444,000 | 19,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,409,000 | 5,319,000 | 7,318,000 |
| Interest expense | 222,000 | 465,000 | 763,000 | 1,107,000 |
| Net interest income | 1,436,000 | 2,944,000 | 4,556,000 | 6,211,000 |
| Noninterest income | 212,000 | 445,000 | 681,000 | 957,000 |
| Noninterest expense | 1,129,000 | 2,219,000 | 3,392,000 | 4,313,000 |
| Provision for loan losses | 30,000 | 80,000 | 120,000 | 300,000 |
| Pretax income | 489,000 | 856,000 | 1,491,000 | 2,321,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 489,000 | 856,000 | 1,491,000 | 2,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,668,000 | 18,760,000 | 19,195,000 | 19,430,000 |
| Total capital | 20,013,000 | 20,194,000 | 20,435,000 | 20,856,000 |
| Risk-weighted assets | 107,611,000 | 117,471,000 | 121,808,000 | 123,216,000 |