Call reports 2017
PANHANDLE FIRST BANK — 2017
What PANHANDLE FIRST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 141,620,000 | 140,155,000 | 143,160,000 | 143,983,000 |
| Total loans | 96,691,000 | 95,354,000 | 95,251,000 | 93,399,000 |
| Allowance for loan losses | 1,205,000 | 1,254,000 | 1,298,000 | 1,353,000 |
| Securities available for sale | 38,329,000 | 39,643,000 | 38,652,000 | 38,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,195,000 | 109,814,000 | 113,063,000 | 113,557,000 |
| Interest-bearing deposits | 90,254,000 | 89,071,000 | 93,826,000 | 93,963,000 |
| Noninterest-bearing deposits | 21,941,000 | 20,743,000 | 19,237,000 | 19,594,000 |
| Equity capital | 17,563,000 | 18,506,000 | 18,781,000 | 18,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,562,000 | 3,187,000 | 4,812,000 | 6,480,000 |
| Interest expense | 152,000 | 311,000 | 496,000 | 709,000 |
| Net interest income | 1,410,000 | 2,876,000 | 4,316,000 | 5,771,000 |
| Noninterest income | 229,000 | 471,000 | 714,000 | 934,000 |
| Noninterest expense | 1,101,000 | 2,149,000 | 3,182,000 | 4,230,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 498,000 | 1,147,000 | 1,767,000 | 2,364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 498,000 | 1,147,000 | 1,767,000 | 2,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,524,000 | 17,973,000 | 18,332,000 | 18,379,000 |
| Total capital | 18,729,000 | 19,227,000 | 19,630,000 | 19,704,000 |
| Risk-weighted assets | 109,809,000 | 108,540,000 | 108,642,000 | 105,934,000 |