Call reports 2012
PANHANDLE FIRST BANK — 2012
What PANHANDLE FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 140,165,000 | 134,472,000 | 138,431,000 | 140,846,000 |
| Total loans | 57,722,000 | 55,944,000 | 60,641,000 | 64,631,000 |
| Allowance for loan losses | 1,005,000 | 1,002,000 | 1,022,000 | 1,012,000 |
| Securities available for sale | 64,529,000 | 60,510,000 | 56,688,000 | 56,489,000 |
| Securities held to maturity | 205,000 | 205,000 | 205,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,027,000 | 110,678,000 | 114,040,000 | 115,828,000 |
| Interest-bearing deposits | 92,242,000 | 91,529,000 | 91,658,000 | 91,994,000 |
| Noninterest-bearing deposits | 21,785,000 | 19,149,000 | 22,382,000 | 23,834,000 |
| Equity capital | 16,054,000 | 16,720,000 | 17,253,000 | 17,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,335,000 | 2,655,000 | 3,964,000 | 5,302,000 |
| Interest expense | 252,000 | 486,000 | 706,000 | 915,000 |
| Net interest income | 1,083,000 | 2,169,000 | 3,258,000 | 4,387,000 |
| Noninterest income | 266,000 | 529,000 | 804,000 | 1,123,000 |
| Noninterest expense | 917,000 | 1,765,000 | 2,626,000 | 3,555,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 432,000 | 933,000 | 1,505,000 | 2,024,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 432,000 | 933,000 | 1,505,000 | 2,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,539,000 | 15,039,000 | 15,412,000 | 14,916,000 |
| Total capital | 15,502,000 | 16,005,000 | 16,408,000 | 15,928,000 |
| Risk-weighted assets | 77,037,000 | 77,252,000 | 79,674,000 | 84,086,000 |