Call reports 2006
PANHANDLE FIRST BANK — 2006
What PANHANDLE FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 81,039,000 | 81,721,000 | 83,967,000 | 83,519,000 |
| Total loans | 38,455,000 | 41,524,000 | 44,085,000 | 43,674,000 |
| Allowance for loan losses | 508,000 | 518,000 | 551,000 | 584,000 |
| Securities available for sale | 31,827,000 | 32,456,000 | 31,888,000 | 31,821,000 |
| Securities held to maturity | 1,773,000 | 1,770,000 | 1,687,000 | 1,686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,490,000 | 66,326,000 | 65,695,000 | 68,542,000 |
| Interest-bearing deposits | 56,293,000 | 55,662,000 | 55,151,000 | 57,197,000 |
| Noninterest-bearing deposits | 10,197,000 | 10,664,000 | 10,544,000 | 11,345,000 |
| Equity capital | 8,007,000 | 7,898,000 | 8,652,000 | 9,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,168,000 | 2,397,000 | 3,731,000 | 5,102,000 |
| Interest expense | 381,000 | 804,000 | 1,293,000 | 1,795,000 |
| Net interest income | 787,000 | 1,593,000 | 2,438,000 | 3,307,000 |
| Noninterest income | 285,000 | 564,000 | 869,000 | 1,146,000 |
| Noninterest expense | 642,000 | 1,322,000 | 1,984,000 | 2,690,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 406,000 | 786,000 | 1,210,000 | 1,604,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 406,000 | 786,000 | 1,210,000 | 1,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,562,000 | 8,843,000 | 9,157,000 | 9,440,000 |
| Total capital | 9,070,000 | 9,361,000 | 9,708,000 | 10,024,000 |
| Risk-weighted assets | 46,558,000 | 49,398,000 | 50,993,000 | 51,383,000 |
Machine access — free, no API key
Every figure shown here about PANHANDLE FIRST BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.