Call reports 2015
FARMERS STATE BANK OF SUBLETTE — 2015
What FARMERS STATE BANK OF SUBLETTE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 41,792,000 | 41,935,000 | 38,701,000 | 38,509,000 |
| Total loans | 14,873,000 | 15,234,000 | 15,857,000 | 15,417,000 |
| Allowance for loan losses | 737,000 | 666,000 | 568,000 | 571,000 |
| Securities available for sale | 22,142,000 | 22,073,000 | 18,489,000 | 17,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,199,000 | 34,729,000 | 32,150,000 | 33,336,000 |
| Interest-bearing deposits | 29,765,000 | 29,500,000 | 27,282,000 | 27,812,000 |
| Noninterest-bearing deposits | 5,434,000 | 5,229,000 | 4,868,000 | 5,524,000 |
| Equity capital | 4,072,000 | 4,107,000 | 4,272,000 | 4,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 303,000 | 609,000 | 914,000 | 1,208,000 |
| Interest expense | 30,000 | 60,000 | 90,000 | 119,000 |
| Net interest income | 273,000 | 549,000 | 824,000 | 1,089,000 |
| Noninterest income | 13,000 | 50,000 | 72,000 | 91,000 |
| Noninterest expense | 272,000 | 557,000 | 824,000 | 1,059,000 |
| Provision for loan losses | 0 | -75,000 | -175,000 | -175,000 |
| Pretax income | 14,000 | 117,000 | 251,000 | 309,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | 117,000 | 251,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,076,000 | 4,179,000 | 4,293,000 | 4,319,000 |
| Total capital | 4,319,000 | 4,427,000 | 4,542,000 | 4,560,000 |
| Risk-weighted assets | 18,970,000 | 19,422,000 | 19,591,000 | 18,955,000 |