Call reports 2026
FNB SOUTH — 2026
What FNB SOUTH reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 716,485,000 | 734,824,000 |
| Total loans | 478,907,000 | 497,439,000 |
| Allowance for loan losses | 14,762,000 | 15,778,000 |
| Securities available for sale | 134,990,000 | 134,347,000 |
| Securities held to maturity | 74,000 | 72,000 |
| Trading assets | 0 | 0 |
| Total deposits | 596,064,000 | 610,355,000 |
| Interest-bearing deposits | 399,372,000 | 397,952,000 |
| Noninterest-bearing deposits | 196,692,000 | 212,403,000 |
| Equity capital | 113,103,000 | 116,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,279,000 | 22,989,000 |
| Interest expense | 2,810,000 | 5,583,000 |
| Net interest income | 8,469,000 | 17,406,000 |
| Noninterest income | 992,000 | 1,920,000 |
| Noninterest expense | 4,298,000 | 8,917,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 5,163,000 | 10,409,000 |
| Income tax | 450,000 | 900,000 |
| Net income | 4,713,000 | 9,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 113,146,000 | 116,942,000 |
| Total capital | 119,460,000 | 123,458,000 |
| Risk-weighted assets | 495,216,000 | 510,604,000 |