Call reports 2024
FNB SOUTH — 2024
What FNB SOUTH reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 605,602,000 | 610,695,000 | 637,655,000 | 689,110,000 |
| Total loans | 414,819,000 | 422,747,000 | 441,708,000 | 427,441,000 |
| Allowance for loan losses | 10,244,000 | 11,399,000 | 13,724,000 | 12,685,000 |
| Securities available for sale | 55,138,000 | 54,925,000 | 55,058,000 | 99,392,000 |
| Securities held to maturity | 192,000 | 189,000 | 93,000 | 80,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 503,937,000 | 504,697,000 | 527,426,000 | 582,872,000 |
| Interest-bearing deposits | 304,691,000 | 319,115,000 | 336,046,000 | 383,588,000 |
| Noninterest-bearing deposits | 199,246,000 | 185,582,000 | 191,380,000 | 199,284,000 |
| Equity capital | 95,832,000 | 99,904,000 | 103,508,000 | 99,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,542,000 | 19,351,000 | 29,437,000 | 40,407,000 |
| Interest expense | 2,604,000 | 5,288,000 | 8,225,000 | 11,423,000 |
| Net interest income | 6,938,000 | 14,063,000 | 21,212,000 | 28,984,000 |
| Noninterest income | 2,320,000 | 3,219,000 | 4,071,000 | 4,966,000 |
| Noninterest expense | 3,785,000 | 7,154,000 | 10,683,000 | 16,060,000 |
| Provision for loan losses | 0 | 300,000 | 1,300,000 | 1,300,000 |
| Pretax income | 5,473,000 | 9,828,000 | 13,300,000 | 16,590,000 |
| Income tax | 300,000 | 600,000 | 900,000 | 1,206,000 |
| Net income | 5,173,000 | 9,228,000 | 12,400,000 | 15,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,489,000 | 100,545,000 | 103,717,000 | 99,701,000 |
| Total capital | 101,731,000 | 105,948,000 | 109,476,000 | 105,483,000 |
| Risk-weighted assets | 412,977,000 | 424,867,000 | 451,365,000 | 454,229,000 |