Call reports 2023
FNB SOUTH — 2023
What FNB SOUTH reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 524,858,000 | 553,263,000 | 582,803,000 | 582,908,000 |
| Total loans | 363,420,000 | 379,409,000 | 389,365,000 | 389,055,000 |
| Allowance for loan losses | 13,084,000 | 13,939,000 | 12,658,000 | 9,191,000 |
| Securities available for sale | 67,695,000 | 57,076,000 | 56,472,000 | 51,134,000 |
| Securities held to maturity | 222,000 | 219,000 | 213,000 | 194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,836,000 | 455,171,000 | 479,497,000 | 486,436,000 |
| Interest-bearing deposits | 251,964,000 | 273,698,000 | 299,157,000 | 315,338,000 |
| Noninterest-bearing deposits | 178,872,000 | 181,473,000 | 180,340,000 | 171,098,000 |
| Equity capital | 88,623,000 | 92,420,000 | 96,928,000 | 90,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,482,000 | 15,390,000 | 24,026,000 | 33,097,000 |
| Interest expense | 993,000 | 2,436,000 | 4,415,000 | 6,868,000 |
| Net interest income | 6,489,000 | 12,954,000 | 19,611,000 | 26,229,000 |
| Noninterest income | 861,000 | 1,706,000 | 2,529,000 | 6,205,000 |
| Noninterest expense | 2,697,000 | 5,433,000 | 7,964,000 | 11,098,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,416,000 |
| Pretax income | 4,653,000 | 9,227,000 | 14,176,000 | 18,685,000 |
| Income tax | 300,000 | 600,000 | 900,000 | 3,950,000 |
| Net income | 4,353,000 | 8,627,000 | 13,276,000 | 14,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,935,000 | 93,209,000 | 97,857,000 | 91,317,000 |
| Total capital | 93,443,000 | 97,848,000 | 102,709,000 | 96,158,000 |
| Risk-weighted assets | 352,140,000 | 361,833,000 | 380,343,000 | 381,504,000 |
Machine access — free, no API key
Every figure shown here about FNB SOUTH — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.