Call reports 2022
FNB SOUTH — 2022
What FNB SOUTH reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 544,484,000 | 552,932,000 | 563,861,000 | 539,144,000 |
| Total loans | 330,072,000 | 339,896,000 | 344,739,000 | 361,019,000 |
| Allowance for loan losses | 11,914,000 | 12,985,000 | 11,447,000 | 11,961,000 |
| Securities available for sale | 56,640,000 | 51,592,000 | 58,290,000 | 63,126,000 |
| Securities held to maturity | 635,000 | 232,000 | 229,000 | 226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 460,794,000 | 466,597,000 | 474,298,000 | 449,723,000 |
| Interest-bearing deposits | 277,943,000 | 281,595,000 | 289,809,000 | 265,053,000 |
| Noninterest-bearing deposits | 182,851,000 | 185,002,000 | 184,489,000 | 184,670,000 |
| Equity capital | 78,354,000 | 81,035,000 | 83,844,000 | 83,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,274,000 | 10,706,000 | 17,224,000 | 24,395,000 |
| Interest expense | 300,000 | 670,000 | 1,305,000 | 2,064,000 |
| Net interest income | 4,974,000 | 10,036,000 | 15,919,000 | 22,331,000 |
| Noninterest income | 932,000 | 2,936,000 | 3,710,000 | 4,637,000 |
| Noninterest expense | 2,338,000 | 5,088,000 | 7,494,000 | 10,072,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000,000 |
| Pretax income | 3,568,000 | 7,884,000 | 12,135,000 | 15,896,000 |
| Income tax | 300,000 | 600,000 | 600,000 | 600,000 |
| Net income | 3,268,000 | 7,284,000 | 11,535,000 | 15,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,554,000 | 81,570,000 | 82,867,000 | 84,582,000 |
| Total capital | 82,547,000 | 85,648,000 | 87,110,000 | 88,979,000 |
| Risk-weighted assets | 311,528,000 | 317,350,000 | 332,210,000 | 344,207,000 |