Call reports 2021
FNB SOUTH — 2021
What FNB SOUTH reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 469,700,000 | 485,849,000 | 494,397,000 | 534,048,000 |
| Total loans | 330,148,000 | 329,417,000 | 321,912,000 | 328,084,000 |
| Allowance for loan losses | 11,468,000 | 12,048,000 | 9,696,000 | 9,770,000 |
| Securities available for sale | 31,395,000 | 36,686,000 | 39,662,000 | 44,991,000 |
| Securities held to maturity | 917,000 | 904,000 | 886,000 | 881,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,623,000 | 409,420,000 | 415,785,000 | 453,321,000 |
| Interest-bearing deposits | 259,422,000 | 262,232,000 | 264,074,000 | 265,424,000 |
| Noninterest-bearing deposits | 136,201,000 | 147,188,000 | 151,711,000 | 187,897,000 |
| Equity capital | 71,078,000 | 73,439,000 | 75,418,000 | 75,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,129,000 | 10,731,000 | 15,863,000 | 21,266,000 |
| Interest expense | 374,000 | 730,000 | 1,084,000 | 1,416,000 |
| Net interest income | 4,755,000 | 10,001,000 | 14,779,000 | 19,850,000 |
| Noninterest income | 1,584,000 | 2,458,000 | 3,228,000 | 4,069,000 |
| Noninterest expense | 2,414,000 | 4,859,000 | 7,421,000 | 10,104,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000,000 |
| Pretax income | 3,925,000 | 7,600,000 | 10,586,000 | 12,815,000 |
| Income tax | 300,000 | 600,000 | 600,000 | 476,000 |
| Net income | 3,625,000 | 7,000,000 | 9,986,000 | 12,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,998,000 | 73,372,000 | 75,358,000 | 75,286,000 |
| Total capital | 74,766,000 | 77,255,000 | 79,232,000 | 79,291,000 |
| Risk-weighted assets | 293,746,000 | 302,452,000 | 304,112,000 | 314,619,000 |