Call reports 2020
FNB SOUTH — 2020
What FNB SOUTH reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 399,094,000 | 458,727,000 | 453,964,000 | 469,136,000 |
| Total loans | 302,372,000 | 333,950,000 | 339,815,000 | 329,937,000 |
| Allowance for loan losses | 9,491,000 | 11,040,000 | 11,803,000 | 10,168,000 |
| Securities available for sale | 29,392,000 | 32,074,000 | 32,916,000 | 52,420,000 |
| Securities held to maturity | 1,200,000 | 1,169,000 | 1,163,000 | 1,157,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,284,000 | 387,345,000 | 381,004,000 | 398,504,000 |
| Interest-bearing deposits | 222,712,000 | 237,153,000 | 241,194,000 | 246,327,000 |
| Noninterest-bearing deposits | 106,572,000 | 150,192,000 | 139,810,000 | 152,177,000 |
| Equity capital | 66,415,000 | 68,120,000 | 69,100,000 | 67,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,416,000 | 11,369,000 | 16,295,000 | 21,519,000 |
| Interest expense | 726,000 | 1,272,000 | 1,759,000 | 2,174,000 |
| Net interest income | 4,690,000 | 10,097,000 | 14,536,000 | 19,345,000 |
| Noninterest income | 874,000 | 1,786,000 | 2,582,000 | 3,888,000 |
| Noninterest expense | 2,484,000 | 4,789,000 | 7,245,000 | 9,990,000 |
| Provision for loan losses | 0 | 1,000,000 | 1,500,000 | 3,500,000 |
| Pretax income | 3,080,000 | 6,094,000 | 8,373,000 | 9,743,000 |
| Income tax | 300,000 | 600,000 | 900,000 | 900,000 |
| Net income | 2,780,000 | 5,494,000 | 7,473,000 | 8,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,309,000 | 68,023,000 | 69,002,000 | 67,372,000 |
| Total capital | 69,922,000 | 71,746,000 | 72,802,000 | 71,149,000 |
| Risk-weighted assets | 283,190,000 | 290,585,000 | 295,978,000 | 295,790,000 |