Call reports 2019
FNB SOUTH — 2019
What FNB SOUTH reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 382,698,000 | 391,720,000 | 386,701,000 | 411,952,000 |
| Total loans | 276,642,000 | 285,465,000 | 294,706,000 | 301,336,000 |
| Allowance for loan losses | 8,633,000 | 10,309,000 | 8,477,000 | 7,995,000 |
| Securities available for sale | 24,621,000 | 24,436,000 | 23,561,000 | 30,306,000 |
| Securities held to maturity | 2,136,000 | 2,128,000 | 2,121,000 | 2,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,021,000 | 326,133,000 | 318,686,000 | 345,183,000 |
| Interest-bearing deposits | 224,032,000 | 224,945,000 | 222,289,000 | 225,676,000 |
| Noninterest-bearing deposits | 94,989,000 | 101,188,000 | 96,397,000 | 119,507,000 |
| Equity capital | 60,636,000 | 62,588,000 | 64,586,000 | 63,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,074,000 | 10,465,000 | 15,466,000 | 21,170,000 |
| Interest expense | 715,000 | 1,495,000 | 2,302,000 | 3,073,000 |
| Net interest income | 4,359,000 | 8,970,000 | 13,164,000 | 18,097,000 |
| Noninterest income | 864,000 | 2,070,000 | 3,302,000 | 3,834,000 |
| Noninterest expense | 2,591,000 | 5,192,000 | 7,619,000 | 10,075,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000,000 |
| Pretax income | 2,632,000 | 5,848,000 | 8,847,000 | 10,857,000 |
| Income tax | 300,000 | 600,000 | 600,000 | 665,000 |
| Net income | 2,332,000 | 5,248,000 | 8,247,000 | 10,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,669,000 | 62,585,000 | 64,585,000 | 63,529,000 |
| Total capital | 64,044,000 | 66,009,000 | 68,018,000 | 67,145,000 |
| Risk-weighted assets | 264,771,000 | 267,014,000 | 269,637,000 | 284,919,000 |