Call reports 2018
FNB SOUTH — 2018
What FNB SOUTH reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 373,021,000 | 372,522,000 | 370,360,000 | 371,807,000 |
| Total loans | 272,025,000 | 269,670,000 | 274,755,000 | 272,181,000 |
| Allowance for loan losses | 9,304,000 | 8,511,000 | 7,696,000 | 8,140,000 |
| Securities available for sale | 23,854,000 | 23,645,000 | 22,281,000 | 23,595,000 |
| Securities held to maturity | 2,398,000 | 2,360,000 | 2,352,000 | 2,344,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,216,000 | 311,747,000 | 306,494,000 | 310,486,000 |
| Interest-bearing deposits | 222,178,000 | 216,427,000 | 217,932,000 | 222,803,000 |
| Noninterest-bearing deposits | 93,038,000 | 95,320,000 | 88,562,000 | 87,683,000 |
| Equity capital | 55,219,000 | 58,000,000 | 60,258,000 | 58,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,107,000 | 9,919,000 | 15,087,000 | 20,923,000 |
| Interest expense | 431,000 | 908,000 | 1,447,000 | 2,063,000 |
| Net interest income | 4,676,000 | 9,011,000 | 13,640,000 | 18,860,000 |
| Noninterest income | 846,000 | 3,023,000 | 4,125,000 | 4,851,000 |
| Noninterest expense | 2,295,000 | 5,044,000 | 7,514,000 | 10,275,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000,000 |
| Pretax income | 3,227,000 | 6,990,000 | 10,251,000 | 11,436,000 |
| Income tax | 200,000 | 200,000 | 200,000 | 854,000 |
| Net income | 3,027,000 | 6,790,000 | 10,051,000 | 10,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,157,000 | 58,045,000 | 60,306,000 | 58,337,000 |
| Total capital | 58,360,000 | 61,214,000 | 63,486,000 | 61,529,000 |
| Risk-weighted assets | 250,126,000 | 248,249,000 | 249,891,000 | 250,426,000 |