Call reports 2017
FNB SOUTH — 2017
What FNB SOUTH reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 353,354,000 | 359,090,000 | 358,366,000 | 369,418,000 |
| Total loans | 261,632,000 | 266,459,000 | 267,638,000 | 267,765,000 |
| Allowance for loan losses | 9,715,000 | 11,041,000 | 10,568,000 | 8,133,000 |
| Securities available for sale | 18,879,000 | 19,741,000 | 17,814,000 | 17,798,000 |
| Securities held to maturity | 2,686,000 | 2,669,000 | 2,657,000 | 2,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,173,000 | 300,098,000 | 298,236,000 | 314,304,000 |
| Interest-bearing deposits | 210,854,000 | 179,823,000 | 213,959,000 | 220,347,000 |
| Noninterest-bearing deposits | 87,319,000 | 120,275,000 | 84,277,000 | 93,957,000 |
| Equity capital | 52,567,000 | 56,243,000 | 56,521,000 | 52,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,685,000 | 9,828,000 | 14,584,000 | 19,092,000 |
| Interest expense | 369,000 | 770,000 | 1,209,000 | 1,666,000 |
| Net interest income | 4,316,000 | 9,058,000 | 13,375,000 | 17,426,000 |
| Noninterest income | 962,000 | 2,264,000 | 2,760,000 | 3,958,000 |
| Noninterest expense | 2,325,000 | 4,393,000 | 6,628,000 | 9,483,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000,000 |
| Pretax income | 2,953,000 | 6,929,000 | 9,507,000 | 10,901,000 |
| Income tax | 300,000 | 600,000 | 900,000 | 1,542,000 |
| Net income | 2,653,000 | 6,329,000 | 8,607,000 | 9,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,548,000 | 56,224,000 | 56,503,000 | 52,254,000 |
| Total capital | 55,518,000 | 59,219,000 | 59,538,000 | 55,401,000 |
| Risk-weighted assets | 230,877,000 | 231,523,000 | 235,271,000 | 246,798,000 |