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Call reports 2014

FNB SOUTH — 2014

What FNB SOUTH reported to the FFIEC in 2014, quarter by quarter.

PERIOD: 2014SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/235d01b7-842f-4ed6-af91-9d81732619bc/2014

Balance sheet

What the bank holds and owes at quarter end

Measure2014Q12014Q22014Q32014Q4
Total assets318,502,000327,108,000319,370,000321,893,000
Total loans239,707,000241,805,000240,117,000239,989,000
Allowance for loan losses9,131,0008,983,0008,354,0007,752,000
Securities available for sale15,313,00014,974,00014,438,00014,143,000
Securities held to maturity3,729,0003,705,0003,641,0003,599,000
Trading assets0000
Total deposits271,128,000277,497,000269,334,000272,738,000
Interest-bearing deposits209,653,000210,085,000207,519,000203,715,000
Noninterest-bearing deposits61,475,00067,412,00061,815,00069,023,000
Equity capital44,876,00046,102,00047,123,00046,647,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2014Q12014Q22014Q32014Q4
Interest income4,015,0008,329,00012,565,00016,791,000
Interest expense375,000748,0001,112,0001,458,000
Net interest income3,640,0007,581,00011,453,00015,333,000
Noninterest income1,381,0002,284,0003,109,0002,948,000
Noninterest expense2,233,0004,850,0007,323,0008,951,000
Provision for loan losses750,0001,500,0002,250,0003,250,000
Pretax income2,038,0003,515,0004,989,0006,080,000
Income tax100,000400,000600,000957,000
Net income1,938,0003,115,0004,389,0005,123,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2014Q12014Q22014Q32014Q4
Tier 1 capital44,946,00046,122,00047,147,00046,630,000
Total capital47,762,00048,972,00049,960,00049,407,000
Risk-weighted assets218,977,000221,897,000219,535,000217,249,000

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