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Call reports 2013

FNB SOUTH — 2013

What FNB SOUTH reported to the FFIEC in 2013, quarter by quarter.

PERIOD: 2013SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/235d01b7-842f-4ed6-af91-9d81732619bc/2013

Balance sheet

What the bank holds and owes at quarter end

Measure2013Q12013Q22013Q32013Q4
Total assets309,754,000309,407,000311,723,000315,120,000
Total loans236,536,000241,218,000241,822,000236,900,000
Allowance for loan losses9,664,0009,807,00010,150,0008,995,000
Securities available for sale14,579,00014,371,00015,853,00015,716,000
Securities held to maturity4,015,0003,975,0003,964,0003,952,000
Trading assets0000
Total deposits265,990,000263,571,000264,887,000269,595,000
Interest-bearing deposits210,078,000204,543,000209,533,000206,966,000
Noninterest-bearing deposits55,912,00059,028,00055,354,00062,629,000
Equity capital42,236,00044,086,00044,705,00042,916,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2013Q12013Q22013Q32013Q4
Interest income4,323,0008,498,00012,751,00016,792,000
Interest expense425,000821,0001,214,0001,602,000
Net interest income3,898,0007,677,00011,537,00015,190,000
Noninterest income702,0001,716,0002,598,0003,437,000
Noninterest expense2,320,0005,216,0007,682,00010,358,000
Provision for loan losses650,000650,0002,150,0004,550,000
Pretax income1,630,0003,527,0004,303,0003,719,000
Income tax000206,000
Net income1,630,0003,527,0004,303,0003,513,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2013Q12013Q22013Q32013Q4
Tier 1 capital42,124,00044,021,00044,797,00043,007,000
Total capital44,881,00046,835,00047,597,00045,761,000
Risk-weighted assets213,730,000218,142,000216,723,000214,122,000

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