Call reports 2012
FNB SOUTH — 2012
What FNB SOUTH reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 315,189,000 | 311,588,000 | 305,531,000 | 305,070,000 |
| Total loans | 257,567,000 | 252,724,000 | 246,303,000 | 240,262,000 |
| Allowance for loan losses | 10,436,000 | 10,528,000 | 9,791,000 | 9,494,000 |
| Securities available for sale | 8,816,000 | 8,798,000 | 11,743,000 | 11,708,000 |
| Securities held to maturity | 3,566,000 | 3,556,000 | 4,282,000 | 4,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,749,000 | 270,404,000 | 262,293,000 | 262,917,000 |
| Interest-bearing deposits | 220,918,000 | 217,158,000 | 211,845,000 | 208,393,000 |
| Noninterest-bearing deposits | 53,831,000 | 53,246,000 | 50,448,000 | 54,524,000 |
| Equity capital | 38,414,000 | 39,351,000 | 40,499,000 | 40,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,221,000 | 8,577,000 | 12,654,000 | 16,736,000 |
| Interest expense | 644,000 | 1,242,000 | 1,801,000 | 2,289,000 |
| Net interest income | 3,577,000 | 7,335,000 | 10,853,000 | 14,447,000 |
| Noninterest income | 648,000 | 1,361,000 | 2,151,000 | 2,783,000 |
| Noninterest expense | 2,197,000 | 4,273,000 | 6,447,000 | 8,923,000 |
| Provision for loan losses | 1,000,000 | 2,500,000 | 3,500,000 | 5,100,000 |
| Pretax income | 1,028,000 | 1,954,000 | 3,058,000 | 3,207,000 |
| Income tax | 0 | 0 | 0 | 89,000 |
| Net income | 1,028,000 | 1,954,000 | 3,058,000 | 3,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,404,000 | 39,330,000 | 40,434,000 | 40,494,000 |
| Total capital | 41,332,000 | 42,261,000 | 43,293,000 | 43,278,000 |
| Risk-weighted assets | 226,756,000 | 226,925,000 | 221,834,000 | 216,085,000 |