Call reports 2009
FNB SOUTH — 2009
What FNB SOUTH reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 339,357,000 | 331,458,000 | 331,837,000 | 322,120,000 |
| Total loans | 291,845,000 | 292,769,000 | 292,062,000 | 288,103,000 |
| Allowance for loan losses | 8,152,000 | 8,791,000 | 7,992,000 | 9,867,000 |
| Securities available for sale | 10,676,000 | 8,092,000 | 5,723,000 | 5,622,000 |
| Securities held to maturity | 1,848,000 | 999,000 | 999,000 | 999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,250,000 | 296,107,000 | 295,912,000 | 286,464,000 |
| Interest-bearing deposits | 275,537,000 | 267,788,000 | 269,573,000 | 258,274,000 |
| Noninterest-bearing deposits | 28,713,000 | 28,319,000 | 26,339,000 | 28,190,000 |
| Equity capital | 33,096,000 | 33,561,000 | 34,042,000 | 33,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,303,000 | 10,415,000 | 15,690,000 | 20,721,000 |
| Interest expense | 2,345,000 | 4,426,000 | 6,297,000 | 7,882,000 |
| Net interest income | 2,958,000 | 5,989,000 | 9,393,000 | 12,839,000 |
| Noninterest income | 717,000 | 1,378,000 | 2,140,000 | 2,878,000 |
| Noninterest expense | 1,956,000 | 3,826,000 | 5,877,000 | 8,528,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 3,000,000 | 5,200,000 |
| Pretax income | 969,000 | 1,616,000 | 2,231,000 | 1,564,000 |
| Income tax | 380,000 | 498,000 | 498,000 | 446,000 |
| Net income | 589,000 | 1,118,000 | 1,733,000 | 1,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,120,000 | 32,630,000 | 33,156,000 | 32,451,000 |
| Total capital | 35,656,000 | 36,159,000 | 36,646,000 | 35,926,000 |
| Risk-weighted assets | 278,290,000 | 276,562,000 | 275,147,000 | 273,193,000 |
Machine access — free, no API key
Every figure shown here about FNB SOUTH — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.