Call reports 2008
FNB SOUTH — 2008
What FNB SOUTH reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 338,928,000 | 334,941,000 | 341,010,000 | 342,672,000 |
| Total loans | 285,884,000 | 288,624,000 | 298,272,000 | 294,758,000 |
| Allowance for loan losses | 8,295,000 | 8,882,000 | 9,036,000 | 7,465,000 |
| Securities available for sale | 27,533,000 | 23,499,000 | 20,404,000 | 15,846,000 |
| Securities held to maturity | 1,845,000 | 1,846,000 | 1,846,000 | 1,848,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,462,000 | 301,179,000 | 306,693,000 | 308,174,000 |
| Interest-bearing deposits | 275,741,000 | 270,215,000 | 277,360,000 | 281,205,000 |
| Noninterest-bearing deposits | 29,721,000 | 30,964,000 | 29,333,000 | 26,969,000 |
| Equity capital | 30,590,000 | 31,264,000 | 31,776,000 | 32,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,061,000 | 13,501,000 | 19,772,000 | 25,667,000 |
| Interest expense | 3,007,000 | 5,773,000 | 8,465,000 | 11,118,000 |
| Net interest income | 4,054,000 | 7,728,000 | 11,307,000 | 14,549,000 |
| Noninterest income | 755,000 | 1,426,000 | 2,153,000 | 2,829,000 |
| Noninterest expense | 1,899,000 | 3,660,000 | 5,672,000 | 7,730,000 |
| Provision for loan losses | 900,000 | 1,650,000 | 2,700,000 | 3,950,000 |
| Pretax income | 2,010,000 | 3,844,000 | 5,088,000 | 5,698,000 |
| Income tax | 791,000 | 1,509,000 | 1,981,000 | 1,919,000 |
| Net income | 1,219,000 | 2,335,000 | 3,107,000 | 3,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,745,000 | 30,563,000 | 31,135,000 | 31,807,000 |
| Total capital | 33,260,000 | 34,114,000 | 34,792,000 | 35,412,000 |
| Risk-weighted assets | 276,425,000 | 278,766,000 | 287,155,000 | 284,506,000 |
Machine access — free, no API key
Every figure shown here about FNB SOUTH — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.