Call reports 2007
FNB SOUTH — 2007
What FNB SOUTH reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 331,316,000 | 326,228,000 | 324,640,000 | 330,740,000 |
| Total loans | 265,078,000 | 275,188,000 | 276,593,000 | 280,766,000 |
| Allowance for loan losses | 8,847,000 | 8,303,000 | 7,959,000 | 6,920,000 |
| Securities available for sale | 21,063,000 | 20,058,000 | 20,192,000 | 20,597,000 |
| Securities held to maturity | 1,891,000 | 1,892,000 | 1,843,000 | 1,844,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,324,000 | 295,319,000 | 292,798,000 | 299,198,000 |
| Interest-bearing deposits | 270,563,000 | 265,218,000 | 263,169,000 | 269,434,000 |
| Noninterest-bearing deposits | 29,761,000 | 30,101,000 | 29,629,000 | 29,764,000 |
| Equity capital | 27,124,000 | 28,165,000 | 29,293,000 | 29,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,212,000 | 14,366,000 | 21,726,000 | 28,829,000 |
| Interest expense | 3,048,000 | 6,205,000 | 9,460,000 | 12,612,000 |
| Net interest income | 4,164,000 | 8,161,000 | 12,266,000 | 16,217,000 |
| Noninterest income | 729,000 | 1,455,000 | 2,224,000 | 3,028,000 |
| Noninterest expense | 1,762,000 | 3,516,000 | 5,428,000 | 7,570,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 3,400,000 |
| Pretax income | 2,531,000 | 4,900,000 | 7,262,000 | 8,275,000 |
| Income tax | 970,000 | 1,881,000 | 2,790,000 | 3,007,000 |
| Net income | 1,561,000 | 3,019,000 | 4,472,000 | 5,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,157,000 | 27,479,000 | 28,531,000 | 28,927,000 |
| Total capital | 29,464,000 | 30,880,000 | 31,932,000 | 32,373,000 |
| Risk-weighted assets | 258,602,000 | 266,520,000 | 267,559,000 | 271,903,000 |
Machine access — free, no API key
Every figure shown here about FNB SOUTH — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.