Call reports 2006
FNB SOUTH — 2006
What FNB SOUTH reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 310,649,000 | 312,866,000 | 306,953,000 | 314,950,000 |
| Total loans | 235,595,000 | 246,206,000 | 254,068,000 | 264,426,000 |
| Allowance for loan losses | 7,431,000 | 7,929,000 | 8,774,000 | 6,664,000 |
| Securities available for sale | 20,394,000 | 21,507,000 | 18,606,000 | 20,753,000 |
| Securities held to maturity | 100,000 | 100,000 | 2,384,000 | 1,890,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,367,000 | 285,438,000 | 279,785,000 | 286,979,000 |
| Interest-bearing deposits | 253,841,000 | 259,909,000 | 253,590,000 | 257,177,000 |
| Noninterest-bearing deposits | 30,526,000 | 25,529,000 | 26,195,000 | 29,802,000 |
| Equity capital | 23,296,000 | 24,268,000 | 25,425,000 | 25,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,792,000 | 12,197,000 | 18,890,000 | 25,774,000 |
| Interest expense | 2,383,000 | 5,220,000 | 8,202,000 | 11,205,000 |
| Net interest income | 3,409,000 | 6,977,000 | 10,688,000 | 14,569,000 |
| Noninterest income | 739,000 | 1,462,000 | 2,216,000 | 2,956,000 |
| Noninterest expense | 1,786,000 | 3,411,000 | 5,138,000 | 7,118,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 3,000,000 |
| Pretax income | 1,762,000 | 3,828,000 | 5,966,000 | 7,407,000 |
| Income tax | 788,000 | 1,541,000 | 2,296,000 | 3,024,000 |
| Net income | 974,000 | 2,287,000 | 3,670,000 | 4,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,326,000 | 23,355,000 | 24,454,000 | 24,882,000 |
| Total capital | 25,283,000 | 26,461,000 | 27,581,000 | 28,112,000 |
| Risk-weighted assets | 232,970,000 | 243,683,000 | 244,520,000 | 255,327,000 |
Machine access — free, no API key
Every figure shown here about FNB SOUTH — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.