Call reports 2005
FNB SOUTH — 2005
What FNB SOUTH reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 245,242,000 | 252,300,000 | 264,510,000 | 281,409,000 |
| Total loans | 212,718,000 | 220,643,000 | 224,031,000 | 225,959,000 |
| Allowance for loan losses | 5,529,000 | 6,316,000 | 5,397,000 | 4,873,000 |
| Securities available for sale | 15,381,000 | 15,405,000 | 15,390,000 | 16,639,000 |
| Securities held to maturity | 4,621,000 | 3,632,000 | 2,090,000 | 1,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,243,000 | 222,176,000 | 234,787,000 | 255,841,000 |
| Interest-bearing deposits | 190,905,000 | 198,045,000 | 208,014,000 | 226,942,000 |
| Noninterest-bearing deposits | 24,338,000 | 24,131,000 | 26,773,000 | 28,899,000 |
| Equity capital | 21,515,000 | 21,905,000 | 22,921,000 | 22,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,178,000 | 8,778,000 | 13,605,000 | 18,794,000 |
| Interest expense | 1,185,000 | 2,543,000 | 4,210,000 | 6,236,000 |
| Net interest income | 2,993,000 | 6,235,000 | 9,395,000 | 12,558,000 |
| Noninterest income | 544,000 | 1,141,000 | 1,765,000 | 2,423,000 |
| Noninterest expense | 1,658,000 | 3,339,000 | 5,134,000 | 7,129,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,325,000 | 3,000,000 |
| Pretax income | 1,504,000 | 3,287,000 | 4,701,000 | 4,852,000 |
| Income tax | 599,000 | 1,222,000 | 1,619,000 | 1,763,000 |
| Net income | 905,000 | 2,065,000 | 3,082,000 | 3,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,435,000 | 20,794,000 | 21,900,000 | 21,336,000 |
| Total capital | 23,041,000 | 23,510,000 | 24,648,000 | 24,145,000 |
| Risk-weighted assets | 205,560,000 | 213,692,000 | 220,146,000 | 222,660,000 |
Machine access — free, no API key
Every figure shown here about FNB SOUTH — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.