Call reports 2022
HAVILAND STATE BANK, THE — 2022
What HAVILAND STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 46,038,000 | 45,308,000 | 42,918,000 | 45,199,000 |
| Total loans | 19,929,000 | 19,701,000 | 20,934,000 | 23,849,000 |
| Allowance for loan losses | 418,000 | 426,000 | 449,000 | 457,000 |
| Securities available for sale | 9,550,000 | 11,021,000 | 11,857,000 | 12,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,745,000 | 37,364,000 | 35,292,000 | 35,599,000 |
| Interest-bearing deposits | 29,051,000 | 27,797,000 | 26,894,000 | 26,965,000 |
| Noninterest-bearing deposits | 8,694,000 | 9,567,000 | 8,398,000 | 8,634,000 |
| Equity capital | 5,892,000 | 5,600,000 | 5,331,000 | 5,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 657,000 | 1,138,000 | 1,818,000 |
| Interest expense | 41,000 | 82,000 | 128,000 | 186,000 |
| Net interest income | 307,000 | 575,000 | 1,010,000 | 1,632,000 |
| Noninterest income | -16,000 | 110,000 | 124,000 | 20,000 |
| Noninterest expense | 221,000 | 453,000 | 690,000 | 1,100,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 62,000 | 217,000 | 421,000 | 522,000 |
| Income tax | 6,000 | 6,000 | 45,000 | 57,000 |
| Net income | 56,000 | 211,000 | 376,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,024,000 | 6,178,000 | 6,093,000 | 6,182,000 |
| Total capital | — | 6,456,000 | 6,406,000 | — |
| Risk-weighted assets | — | 22,148,000 | 24,961,000 | — |