Call reports 2020
HAVILAND STATE BANK, THE — 2020
What HAVILAND STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 39,067,000 | 41,551,000 | 40,310,000 | 41,970,000 |
| Total loans | 26,947,000 | 28,049,000 | 26,935,000 | 25,615,000 |
| Allowance for loan losses | 566,000 | 574,000 | 581,000 | 489,000 |
| Securities available for sale | 8,172,000 | 8,680,000 | 8,270,000 | 8,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,712,000 | 31,286,000 | 30,641,000 | 31,786,000 |
| Interest-bearing deposits | 23,121,000 | 23,543,000 | 23,185,000 | 23,900,000 |
| Noninterest-bearing deposits | 6,591,000 | 7,743,000 | 7,456,000 | 7,886,000 |
| Equity capital | 5,563,000 | 6,040,000 | 6,102,000 | 6,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 930,000 | 1,355,000 | 1,762,000 |
| Interest expense | 57,000 | 119,000 | 174,000 | 226,000 |
| Net interest income | 384,000 | 811,000 | 1,181,000 | 1,536,000 |
| Noninterest income | 18,000 | 38,000 | 51,000 | 64,000 |
| Noninterest expense | 255,000 | 517,000 | 774,000 | 1,027,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 139,000 | 317,000 | 435,000 | 543,000 |
| Income tax | 23,000 | 57,000 | 76,000 | 92,000 |
| Net income | 116,000 | 260,000 | 359,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,673,000 | 5,757,000 | 5,962,000 | 5,836,000 |