Call reports 2019
HAVILAND STATE BANK, THE — 2019
What HAVILAND STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 39,375,000 | 39,224,000 | 39,174,000 | 40,712,000 |
| Total loans | 27,045,000 | 26,956,000 | 26,890,000 | 27,399,000 |
| Allowance for loan losses | 536,000 | 543,000 | 551,000 | 559,000 |
| Securities available for sale | 8,338,000 | 8,584,000 | 8,630,000 | 8,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,805,000 | 30,152,000 | 29,299,000 | 29,550,000 |
| Interest-bearing deposits | 25,026,000 | 24,247,000 | 23,315,000 | 22,063,000 |
| Noninterest-bearing deposits | 5,779,000 | 5,905,000 | 5,984,000 | 7,487,000 |
| Equity capital | 5,492,000 | 5,598,000 | 5,707,000 | 5,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 417,000 | 863,000 | 1,326,000 | 1,770,000 |
| Interest expense | 58,000 | 122,000 | 187,000 | 249,000 |
| Net interest income | 359,000 | 741,000 | 1,139,000 | 1,521,000 |
| Noninterest income | 23,000 | 42,000 | 65,000 | 81,000 |
| Noninterest expense | 255,000 | 502,000 | 757,000 | 1,012,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 119,000 | 266,000 | 424,000 | 560,000 |
| Income tax | 17,000 | 43,000 | 71,000 | 94,000 |
| Net income | 102,000 | 223,000 | 353,000 | 466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,448,000 | 5,469,000 | 5,549,000 | 5,613,000 |
| Total capital | 5,823,000 | 5,835,000 | 5,910,000 | 5,985,000 |
| Risk-weighted assets | 29,756,000 | 29,130,000 | 28,716,000 | 29,642,000 |