Call reports 2018
HAVILAND STATE BANK, THE — 2018
What HAVILAND STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 37,541,000 | 39,562,000 | 38,450,000 | 39,052,000 |
| Total loans | 24,876,000 | 25,576,000 | 25,794,000 | 26,918,000 |
| Allowance for loan losses | 498,000 | 505,000 | 521,000 | 529,000 |
| Securities available for sale | 8,009,000 | 8,362,000 | 8,059,000 | 8,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,824,000 | 31,609,000 | 30,951,000 | 30,713,000 |
| Interest-bearing deposits | 22,755,000 | 22,081,000 | 22,191,000 | 24,046,000 |
| Noninterest-bearing deposits | 7,069,000 | 9,528,000 | 8,760,000 | 6,667,000 |
| Equity capital | 5,170,000 | 5,288,000 | 5,285,000 | 5,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 415,000 | 829,000 | 1,258,000 | 1,692,000 |
| Interest expense | 40,000 | 87,000 | 138,000 | 194,000 |
| Net interest income | 375,000 | 742,000 | 1,120,000 | 1,498,000 |
| Noninterest income | 25,000 | 44,000 | 60,000 | 75,000 |
| Noninterest expense | 229,000 | 459,000 | 719,000 | 991,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 163,000 | 312,000 | 438,000 | 552,000 |
| Income tax | 24,000 | 49,000 | 68,000 | 85,000 |
| Net income | 139,000 | 263,000 | 370,000 | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,188,000 | 5,312,000 | 5,354,000 | 5,347,000 |
| Total capital | 5,526,000 | 5,670,000 | 5,711,000 | 5,719,000 |
| Risk-weighted assets | 26,934,000 | 28,415,000 | 28,420,000 | 29,668,000 |