Call reports 2017
HAVILAND STATE BANK, THE — 2017
What HAVILAND STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 37,745,000 | 38,033,000 | 37,511,000 | 38,840,000 |
| Total loans | 24,098,000 | 24,845,000 | 25,076,000 | 26,663,000 |
| Allowance for loan losses | 462,000 | 469,000 | 481,000 | 489,000 |
| Securities available for sale | 8,601,000 | 8,809,000 | 8,770,000 | 8,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,963,000 | 31,051,000 | 29,211,000 | 29,302,000 |
| Interest-bearing deposits | 24,529,000 | 24,892,000 | 23,597,000 | 22,732,000 |
| Noninterest-bearing deposits | 6,434,000 | 6,159,000 | 5,614,000 | 6,570,000 |
| Equity capital | 5,051,000 | 5,181,000 | 5,293,000 | 5,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 810,000 | 1,247,000 | 1,673,000 |
| Interest expense | 30,000 | 66,000 | 106,000 | 150,000 |
| Net interest income | 367,000 | 744,000 | 1,141,000 | 1,523,000 |
| Noninterest income | 23,000 | 44,000 | 67,000 | 89,000 |
| Noninterest expense | 215,000 | 431,000 | 648,000 | 968,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 167,000 | 342,000 | 537,000 | 614,000 |
| Income tax | 33,000 | 86,000 | 147,000 | 147,000 |
| Net income | 134,000 | 256,000 | 390,000 | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,977,000 | 5,034,000 | 5,167,000 | 5,114,000 |
| Total capital | 5,299,000 | 5,373,000 | 5,509,000 | 5,473,000 |
| Risk-weighted assets | 25,624,000 | 26,955,000 | 27,272,000 | 28,609,000 |