Call reports 2012
HAVILAND STATE BANK, THE — 2012
What HAVILAND STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,919,000 | 40,024,000 | 39,979,000 | 40,675,000 |
| Total loans | 17,993,000 | 19,246,000 | 19,050,000 | 20,818,000 |
| Allowance for loan losses | 363,000 | 382,000 | 402,000 | 402,000 |
| Securities available for sale | 10,916,000 | 10,782,000 | 11,247,000 | 11,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,074,000 | 34,995,000 | 34,703,000 | 35,895,000 |
| Interest-bearing deposits | 28,719,000 | 29,318,000 | 28,319,000 | 28,346,000 |
| Noninterest-bearing deposits | 5,355,000 | 5,677,000 | 6,384,000 | 7,549,000 |
| Equity capital | 4,571,000 | 4,642,000 | 4,739,000 | 4,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 387,000 | 781,000 | 1,174,000 | 1,574,000 |
| Interest expense | 48,000 | 96,000 | 140,000 | 182,000 |
| Net interest income | 339,000 | 685,000 | 1,034,000 | 1,392,000 |
| Noninterest income | 22,000 | 45,000 | 69,000 | 89,000 |
| Noninterest expense | 242,000 | 473,000 | 690,000 | 1,017,000 |
| Provision for loan losses | 20,000 | 39,000 | 58,000 | 58,000 |
| Pretax income | 99,000 | 218,000 | 355,000 | 406,000 |
| Income tax | 8,000 | 23,000 | 53,000 | 38,000 |
| Net income | 91,000 | 195,000 | 302,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,109,000 | 4,163,000 | 4,220,000 | 4,036,000 |
| Total capital | 4,360,000 | 4,432,000 | 4,485,000 | 4,316,000 |
| Risk-weighted assets | 19,973,000 | 21,438,000 | 21,134,000 | 22,300,000 |