Call reports 2014
FIRST CENTURY BANK, INC. — 2014
What FIRST CENTURY BANK, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 409,308,000 | 410,387,000 | 408,724,000 | 401,109,000 |
| Total loans | 238,046,000 | 238,654,000 | 234,744,000 | 239,768,000 |
| Allowance for loan losses | 3,822,000 | 3,422,000 | 3,422,000 | 3,422,000 |
| Securities available for sale | 76,431,000 | 78,597,000 | 77,642,000 | 82,432,000 |
| Securities held to maturity | 33,122,000 | 31,752,000 | 31,810,000 | 32,027,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,490,000 | 355,233,000 | 351,337,000 | 344,589,000 |
| Interest-bearing deposits | 291,469,000 | 289,297,000 | 287,370,000 | 287,049,000 |
| Noninterest-bearing deposits | 64,021,000 | 65,936,000 | 63,967,000 | 57,540,000 |
| Equity capital | 42,319,000 | 43,353,000 | 43,681,000 | 43,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,402,000 | 6,876,000 | 10,345,000 | 13,762,000 |
| Interest expense | 270,000 | 542,000 | 816,000 | 1,096,000 |
| Net interest income | 3,132,000 | 6,334,000 | 9,529,000 | 12,666,000 |
| Noninterest income | 1,265,000 | 2,581,000 | 3,950,000 | 5,327,000 |
| Noninterest expense | 3,612,000 | 6,852,000 | 10,129,000 | 13,574,000 |
| Provision for loan losses | -210,000 | -165,000 | -96,000 | -313,000 |
| Pretax income | 995,000 | 2,228,000 | 3,446,000 | 4,732,000 |
| Income tax | 306,000 | 696,000 | 1,078,000 | 1,497,000 |
| Net income | 689,000 | 1,532,000 | 2,368,000 | 3,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,294,000 | 42,816,000 | 43,277,000 | 43,744,000 |
| Total capital | 45,398,000 | 45,922,000 | 46,320,000 | 46,834,000 |
| Risk-weighted assets | 247,605,000 | 248,174,000 | 243,064,000 | 246,860,000 |