Call reports 2013
FIRST CENTURY BANK, INC. — 2013
What FIRST CENTURY BANK, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 418,720,000 | 412,237,000 | 416,890,000 | 412,191,000 |
| Total loans | 235,003,000 | 238,261,000 | 245,047,000 | 238,918,000 |
| Allowance for loan losses | 4,755,000 | 4,605,000 | 4,605,000 | 4,605,000 |
| Securities available for sale | 73,456,000 | 76,714,000 | 77,667,000 | 76,260,000 |
| Securities held to maturity | 31,287,000 | 32,581,000 | 32,834,000 | 33,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,127,000 | 354,500,000 | 361,247,000 | 358,195,000 |
| Interest-bearing deposits | 289,051,000 | 290,974,000 | 292,872,000 | 292,950,000 |
| Noninterest-bearing deposits | 68,076,000 | 63,526,000 | 68,375,000 | 65,245,000 |
| Equity capital | 41,004,000 | 40,053,000 | 40,727,000 | 41,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,345,000 | 6,700,000 | 10,142,000 | 13,652,000 |
| Interest expense | 307,000 | 606,000 | 906,000 | 1,139,000 |
| Net interest income | 3,038,000 | 6,094,000 | 9,236,000 | 12,513,000 |
| Noninterest income | 1,418,000 | 2,785,000 | 4,192,000 | 5,497,000 |
| Noninterest expense | 3,358,000 | 6,596,000 | 9,885,000 | 13,345,000 |
| Provision for loan losses | 68,000 | 87,000 | 74,000 | 75,000 |
| Pretax income | 1,030,000 | 2,196,000 | 3,469,000 | 4,590,000 |
| Income tax | 313,000 | 683,000 | 1,081,000 | 1,433,000 |
| Net income | 717,000 | 1,513,000 | 2,388,000 | 3,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,546,000 | 41,024,000 | 41,578,000 | 42,026,000 |
| Total capital | 43,605,000 | 44,126,000 | 44,741,000 | 45,081,000 |
| Risk-weighted assets | 243,011,000 | 246,674,000 | 251,591,000 | 242,836,000 |