Call reports 2012
FIRST CENTURY BANK, INC. — 2012
What FIRST CENTURY BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 424,415,000 | 423,274,000 | 416,457,000 | 410,498,000 |
| Total loans | 243,595,000 | 240,653,000 | 237,604,000 | 235,026,000 |
| Allowance for loan losses | 4,905,000 | 4,905,000 | 4,955,000 | 4,755,000 |
| Securities available for sale | 70,845,000 | 67,604,000 | 63,008,000 | 62,765,000 |
| Securities held to maturity | 29,407,000 | 28,616,000 | 29,314,000 | 31,846,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,078,000 | 356,382,000 | 355,995,000 | 351,382,000 |
| Interest-bearing deposits | 295,588,000 | 293,399,000 | 287,927,000 | 290,622,000 |
| Noninterest-bearing deposits | 61,490,000 | 62,983,000 | 68,068,000 | 60,760,000 |
| Equity capital | 39,992,000 | 40,483,000 | 40,937,000 | 40,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,681,000 | 7,337,000 | 10,885,000 | 14,338,000 |
| Interest expense | 479,000 | 910,000 | 1,274,000 | 1,583,000 |
| Net interest income | 3,202,000 | 6,427,000 | 9,611,000 | 12,755,000 |
| Noninterest income | 1,314,000 | 2,596,000 | 3,973,000 | 5,433,000 |
| Noninterest expense | 3,160,000 | 6,596,000 | 9,936,000 | 13,535,000 |
| Provision for loan losses | 364,000 | 507,000 | 947,000 | 885,000 |
| Pretax income | 992,000 | 2,200,000 | 3,093,000 | 4,160,000 |
| Income tax | 263,000 | 626,000 | 835,000 | 1,127,000 |
| Net income | 729,000 | 1,574,000 | 2,258,000 | 3,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,815,000 | 39,351,000 | 39,723,000 | 40,189,000 |
| Total capital | 42,001,000 | 42,468,000 | 42,786,000 | 43,224,000 |
| Risk-weighted assets | 253,137,000 | 247,587,000 | 243,165,000 | 241,044,000 |