Call reports 2011
FIRST CENTURY BANK, INC. — 2011
What FIRST CENTURY BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 420,352,000 | 415,189,000 | 415,863,000 | 417,474,000 |
| Total loans | 261,680,000 | 260,674,000 | 254,485,000 | 248,367,000 |
| Allowance for loan losses | 5,875,000 | 6,875,000 | 4,305,000 | 4,905,000 |
| Securities available for sale | 74,416,000 | 74,534,000 | 61,320,000 | 66,674,000 |
| Securities held to maturity | 24,070,000 | 24,524,000 | 25,440,000 | 27,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,629,000 | 354,085,000 | 355,840,000 | 353,136,000 |
| Interest-bearing deposits | 306,290,000 | 300,451,000 | 297,895,000 | 295,246,000 |
| Noninterest-bearing deposits | 54,339,000 | 53,634,000 | 57,945,000 | 57,890,000 |
| Equity capital | 39,028,000 | 39,669,000 | 39,881,000 | 39,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,996,000 | 8,040,000 | 12,001,000 | 15,896,000 |
| Interest expense | 662,000 | 1,296,000 | 1,892,000 | 2,418,000 |
| Net interest income | 3,334,000 | 6,744,000 | 10,109,000 | 13,478,000 |
| Noninterest income | 1,495,000 | 2,877,000 | 4,246,000 | 6,159,000 |
| Noninterest expense | 3,598,000 | 7,049,000 | 10,380,000 | 13,784,000 |
| Provision for loan losses | 79,000 | 1,334,000 | 2,494,000 | 3,241,000 |
| Pretax income | 1,152,000 | 1,238,000 | 2,030,000 | 3,246,000 |
| Income tax | 373,000 | 306,000 | 554,000 | 932,000 |
| Net income | 779,000 | 932,000 | 1,476,000 | 2,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,192,000 | 37,385,000 | 37,769,000 | 38,347,000 |
| Total capital | 40,654,000 | 40,824,000 | 41,050,000 | 41,565,000 |
| Risk-weighted assets | 274,530,000 | 271,701,000 | 261,423,000 | 255,705,000 |