Call reports 2009
FIRST CENTURY BANK, INC. — 2009
What FIRST CENTURY BANK, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 427,254,000 | 427,838,000 | 416,745,000 | 407,148,000 |
| Total loans | 300,568,000 | 299,667,000 | 294,672,000 | 285,750,000 |
| Allowance for loan losses | 2,800,000 | 3,000,000 | 3,375,000 | 4,325,000 |
| Securities available for sale | 73,779,000 | 66,864,000 | 66,827,000 | 60,840,000 |
| Securities held to maturity | 17,708,000 | 20,780,000 | 19,064,000 | 19,076,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,220,000 | 363,309,000 | 354,304,000 | 350,743,000 |
| Interest-bearing deposits | 313,031,000 | 309,712,000 | 304,488,000 | 304,772,000 |
| Noninterest-bearing deposits | 51,189,000 | 53,597,000 | 49,816,000 | 45,971,000 |
| Equity capital | 40,201,000 | 39,873,000 | 40,123,000 | 37,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,119,000 | 10,172,000 | 14,967,000 | 19,724,000 |
| Interest expense | 1,431,000 | 2,757,000 | 3,903,000 | 4,924,000 |
| Net interest income | 3,688,000 | 7,415,000 | 11,064,000 | 14,800,000 |
| Noninterest income | 1,034,000 | 2,199,000 | 3,669,000 | 5,006,000 |
| Noninterest expense | 3,501,000 | 7,325,000 | 10,865,000 | 14,442,000 |
| Provision for loan losses | 135,000 | 515,000 | 1,306,000 | 5,460,000 |
| Pretax income | 1,086,000 | 1,779,000 | 2,567,000 | 42,000 |
| Income tax | 343,000 | 611,000 | 846,000 | -181,000 |
| Net income | 743,000 | 1,168,000 | 1,721,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,962,000 | 36,912,000 | 36,989,000 | 35,246,000 |
| Total capital | 39,772,000 | 39,922,000 | 40,374,000 | 38,980,000 |
| Risk-weighted assets | 310,977,000 | 309,793,000 | 303,567,000 | 298,128,000 |
Machine access — free, no API key
Every figure shown here about FIRST CENTURY BANK, INC. — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.