Call reports 2008
FIRST CENTURY BANK, INC. — 2008
What FIRST CENTURY BANK, INC. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 429,870,000 | 484,328,000 | 421,284,000 | 425,340,000 |
| Total loans | 298,728,000 | 287,834,000 | 286,404,000 | 296,620,000 |
| Allowance for loan losses | 2,455,000 | 2,455,000 | 2,565,000 | 2,690,000 |
| Securities available for sale | 74,984,000 | 82,126,000 | 81,567,000 | 72,849,000 |
| Securities held to maturity | 18,835,000 | 18,133,000 | 17,457,000 | 17,286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,387,000 | 426,763,000 | 358,634,000 | 358,589,000 |
| Interest-bearing deposits | 317,251,000 | 326,731,000 | 305,632,000 | 304,433,000 |
| Noninterest-bearing deposits | 49,136,000 | 100,032,000 | 53,002,000 | 54,156,000 |
| Equity capital | 39,694,000 | 39,292,000 | 39,739,000 | 39,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,936,000 | 11,653,000 | 17,374,000 | 22,851,000 |
| Interest expense | 2,387,000 | 4,369,000 | 6,159,000 | 7,816,000 |
| Net interest income | 3,549,000 | 7,284,000 | 11,215,000 | 15,035,000 |
| Noninterest income | 1,136,000 | 2,295,000 | 3,575,000 | 4,789,000 |
| Noninterest expense | 3,453,000 | 6,750,000 | 10,151,000 | 13,547,000 |
| Provision for loan losses | 103,000 | 97,000 | 275,000 | 449,000 |
| Pretax income | 1,129,000 | 2,732,000 | 4,364,000 | 5,828,000 |
| Income tax | 385,000 | 952,000 | 1,535,000 | 2,061,000 |
| Net income | 744,000 | 1,780,000 | 2,829,000 | 3,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,526,000 | 34,722,000 | 35,246,000 | 36,694,000 |
| Total capital | 36,989,000 | 37,187,000 | 37,821,000 | 39,394,000 |
| Risk-weighted assets | 312,317,000 | 314,455,000 | 298,988,000 | 306,826,000 |
Machine access — free, no API key
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