Call reports 2007
FIRST CENTURY BANK, INC. — 2007
What FIRST CENTURY BANK, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 424,156,000 | 429,012,000 | 431,148,000 | 433,525,000 |
| Total loans | 289,319,000 | 298,851,000 | 297,611,000 | 296,946,000 |
| Allowance for loan losses | 2,555,000 | 2,555,000 | 2,455,000 | 2,455,000 |
| Securities available for sale | 81,496,000 | 83,117,000 | 85,088,000 | 82,763,000 |
| Securities held to maturity | 14,708,000 | 15,131,000 | 15,901,000 | 18,156,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,067,000 | 368,282,000 | 371,211,000 | 363,154,000 |
| Interest-bearing deposits | 318,149,000 | 321,363,000 | 325,374,000 | 317,850,000 |
| Noninterest-bearing deposits | 51,918,000 | 46,919,000 | 45,837,000 | 45,304,000 |
| Equity capital | 37,998,000 | 37,962,000 | 39,280,000 | 39,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,467,000 | 13,180,000 | 20,090,000 | 26,838,000 |
| Interest expense | 2,456,000 | 5,074,000 | 7,804,000 | 10,465,000 |
| Net interest income | 4,011,000 | 8,106,000 | 12,286,000 | 16,373,000 |
| Noninterest income | 1,107,000 | 2,230,000 | 3,474,000 | 4,782,000 |
| Noninterest expense | 3,395,000 | 6,757,000 | 10,269,000 | 13,718,000 |
| Provision for loan losses | 34,000 | 97,000 | 110,000 | 166,000 |
| Pretax income | 1,689,000 | 3,482,000 | 5,381,000 | 7,271,000 |
| Income tax | 596,000 | 1,200,000 | 1,850,000 | 2,488,000 |
| Net income | 1,093,000 | 2,282,000 | 3,531,000 | 4,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,692,000 | 33,881,000 | 34,530,000 | 34,382,000 |
| Total capital | 36,268,000 | 36,457,000 | 36,993,000 | 36,845,000 |
| Risk-weighted assets | 302,288,000 | 311,587,000 | 310,473,000 | 310,749,000 |
Machine access — free, no API key
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