Call reports 2006
FIRST CENTURY BANK, INC. — 2006
What FIRST CENTURY BANK, INC. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 392,718,000 | 403,802,000 | 410,285,000 | 410,595,000 |
| Total loans | 262,375,000 | 276,615,000 | 282,906,000 | 292,643,000 |
| Allowance for loan losses | 2,661,000 | 2,641,000 | 2,641,000 | 2,555,000 |
| Securities available for sale | 82,509,000 | 79,556,000 | 79,950,000 | 73,441,000 |
| Securities held to maturity | 13,750,000 | 13,578,000 | 13,346,000 | 13,399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,974,000 | 340,677,000 | 349,113,000 | 357,781,000 |
| Interest-bearing deposits | 291,253,000 | 295,354,000 | 303,118,000 | 312,903,000 |
| Noninterest-bearing deposits | 47,721,000 | 45,323,000 | 45,995,000 | 44,878,000 |
| Equity capital | 35,058,000 | 35,478,000 | 36,877,000 | 37,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,522,000 | 11,407,000 | 17,705,000 | 24,193,000 |
| Interest expense | 1,579,000 | 3,395,000 | 5,614,000 | 8,012,000 |
| Net interest income | 3,943,000 | 8,012,000 | 12,091,000 | 16,181,000 |
| Noninterest income | 1,118,000 | 2,322,000 | 3,549,000 | 4,738,000 |
| Noninterest expense | 3,451,000 | 6,821,000 | 10,189,000 | 13,677,000 |
| Provision for loan losses | 43,000 | 91,000 | 169,000 | 80,000 |
| Pretax income | 1,541,000 | 3,364,000 | 5,224,000 | 6,996,000 |
| Income tax | 545,000 | 1,187,000 | 1,817,000 | 2,442,000 |
| Net income | 996,000 | 2,177,000 | 3,407,000 | 4,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,161,000 | 31,842,000 | 32,572,000 | 33,119,000 |
| Total capital | 33,876,000 | 34,537,000 | 35,234,000 | 35,695,000 |
| Risk-weighted assets | 278,081,000 | 292,581,000 | 297,691,000 | 303,677,000 |
Machine access — free, no API key
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