Call reports 2005
FIRST CENTURY BANK, INC. — 2005
What FIRST CENTURY BANK, INC. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 381,676,000 | 384,904,000 | 381,586,000 | 390,432,000 |
| Total loans | 253,419,000 | 254,808,000 | 253,614,000 | 257,732,000 |
| Allowance for loan losses | 2,925,000 | 2,914,000 | 2,643,000 | 2,661,000 |
| Securities available for sale | 82,644,000 | 83,514,000 | 82,198,000 | 84,788,000 |
| Securities held to maturity | 13,543,000 | 13,368,000 | 13,160,000 | 13,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,342,000 | 324,372,000 | 331,369,000 | 333,234,000 |
| Interest-bearing deposits | 278,709,000 | 272,907,000 | 282,166,000 | 282,146,000 |
| Noninterest-bearing deposits | 49,633,000 | 51,465,000 | 49,203,000 | 51,088,000 |
| Equity capital | 34,269,000 | 34,657,000 | 34,486,000 | 34,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,770,000 | 9,837,000 | 15,011,000 | 20,418,000 |
| Interest expense | 994,000 | 2,111,000 | 3,440,000 | 4,897,000 |
| Net interest income | 3,776,000 | 7,726,000 | 11,571,000 | 15,521,000 |
| Noninterest income | 864,000 | 1,920,000 | 3,049,000 | 4,366,000 |
| Noninterest expense | 3,174,000 | 6,474,000 | 9,678,000 | 13,110,000 |
| Provision for loan losses | 68,000 | 106,000 | 286,000 | 434,000 |
| Pretax income | 1,408,000 | 3,076,000 | 4,666,000 | 6,283,000 |
| Income tax | 508,000 | 1,075,000 | 1,632,000 | 2,200,000 |
| Net income | 900,000 | 2,001,000 | 3,034,000 | 4,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,812,000 | 29,913,000 | 30,216,000 | 30,665,000 |
| Total capital | 32,761,000 | 32,867,000 | 32,899,000 | 33,373,000 |
| Risk-weighted assets | 271,030,000 | 270,410,000 | 266,351,000 | 275,354,000 |
Machine access — free, no API key
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