Call reports 2004
FIRST CENTURY BANK, INC. — 2004
What FIRST CENTURY BANK, INC. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 359,838,000 | 364,873,000 | 370,669,000 | 377,676,000 |
| Total loans | 244,406,000 | 245,721,000 | 248,788,000 | 247,808,000 |
| Allowance for loan losses | 3,075,000 | 3,020,000 | 3,020,000 | 2,900,000 |
| Securities available for sale | 71,251,000 | 72,330,000 | 77,391,000 | 80,013,000 |
| Securities held to maturity | 14,181,000 | 13,635,000 | 12,776,000 | 12,957,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,853,000 | 313,397,000 | 317,907,000 | 321,721,000 |
| Interest-bearing deposits | 269,895,000 | 269,237,000 | 274,626,000 | 276,164,000 |
| Noninterest-bearing deposits | 37,958,000 | 44,160,000 | 43,281,000 | 45,557,000 |
| Equity capital | 34,474,000 | 33,198,000 | 34,325,000 | 34,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,327,000 | 8,737,000 | 13,204,000 | 17,871,000 |
| Interest expense | 823,000 | 1,663,000 | 2,549,000 | 3,500,000 |
| Net interest income | 3,504,000 | 7,074,000 | 10,655,000 | 14,371,000 |
| Noninterest income | 840,000 | 1,696,000 | 2,607,000 | 3,738,000 |
| Noninterest expense | 3,242,000 | 6,472,000 | 9,776,000 | 12,974,000 |
| Provision for loan losses | -26,000 | 13,000 | 66,000 | 224,000 |
| Pretax income | 1,112,000 | 2,269,000 | 3,404,000 | 4,895,000 |
| Income tax | 402,000 | 817,000 | 1,227,000 | 1,773,000 |
| Net income | 710,000 | 1,452,000 | 2,177,000 | 3,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,535,000 | 28,626,000 | 28,927,000 | 29,372,000 |
| Total capital | 31,610,000 | 31,701,000 | 32,004,000 | 32,329,000 |
| Risk-weighted assets | 262,115,000 | 263,584,000 | 265,524,000 | 266,444,000 |
Machine access — free, no API key
Every figure shown here about FIRST CENTURY BANK, INC. — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.