Call reports 2003
FIRST CENTURY BANK, INC. — 2003
What FIRST CENTURY BANK, INC. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 362,413,000 | 366,270,000 | 361,027,000 | 363,324,000 |
| Total loans | 234,417,000 | 239,672,000 | 250,185,000 | 246,950,000 |
| Allowance for loan losses | 3,005,000 | 3,005,000 | 3,045,000 | 3,075,000 |
| Securities available for sale | 77,409,000 | 67,597,000 | 65,982,000 | 65,258,000 |
| Securities held to maturity | 9,523,000 | 10,314,000 | 10,759,000 | 12,163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,035,000 | 311,957,000 | 305,836,000 | 308,028,000 |
| Interest-bearing deposits | 275,538,000 | 271,595,000 | 265,561,000 | 266,556,000 |
| Noninterest-bearing deposits | 37,497,000 | 40,362,000 | 40,275,000 | 41,472,000 |
| Equity capital | 33,290,000 | 33,650,000 | 33,550,000 | 33,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,653,000 | 9,216,000 | 13,699,000 | 18,079,000 |
| Interest expense | 1,122,000 | 2,173,000 | 3,085,000 | 3,912,000 |
| Net interest income | 3,531,000 | 7,043,000 | 10,614,000 | 14,167,000 |
| Noninterest income | 995,000 | 1,908,000 | 2,873,000 | 3,867,000 |
| Noninterest expense | 3,018,000 | 6,088,000 | 9,149,000 | 13,044,000 |
| Provision for loan losses | 177,000 | 415,000 | 571,000 | 653,000 |
| Pretax income | 1,331,000 | 2,515,000 | 3,834,000 | 4,404,000 |
| Income tax | 485,000 | 911,000 | 1,395,000 | 1,596,000 |
| Net income | 846,000 | 1,604,000 | 2,439,000 | 2,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,797,000 | 27,154,000 | 27,489,000 | 28,275,000 |
| Total capital | 29,802,000 | 30,159,000 | 30,534,000 | 31,350,000 |
| Risk-weighted assets | 253,094,000 | 257,976,000 | 266,869,000 | 265,309,000 |
Machine access — free, no API key
Every figure shown here about FIRST CENTURY BANK, INC. — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.