Call reports 2019
NORTHWEST BANK OF ROCKFORD — 2019
What NORTHWEST BANK OF ROCKFORD reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 282,202,000 | 295,602,000 | 285,868,000 | 294,962,000 |
| Total loans | 210,691,000 | 217,315,000 | 216,817,000 | 211,825,000 |
| Allowance for loan losses | 2,920,000 | 2,918,000 | 2,937,000 | 2,474,000 |
| Securities available for sale | 40,865,000 | 39,461,000 | 37,880,000 | 41,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,318,000 | 253,992,000 | 244,307,000 | 252,858,000 |
| Interest-bearing deposits | 194,718,000 | 194,741,000 | 199,234,000 | 204,282,000 |
| Noninterest-bearing deposits | 47,600,000 | 59,251,000 | 45,073,000 | 48,577,000 |
| Equity capital | 27,159,000 | 27,861,000 | 28,297,000 | 27,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,988,000 | 6,179,000 | 9,510,000 | 12,723,000 |
| Interest expense | 628,000 | 1,345,000 | 2,105,000 | 2,892,000 |
| Net interest income | 2,360,000 | 4,834,000 | 7,405,000 | 9,831,000 |
| Noninterest income | 666,000 | 1,553,000 | 2,425,000 | 3,288,000 |
| Noninterest expense | 2,530,000 | 5,091,000 | 7,633,000 | 10,298,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 1,660,000 |
| Pretax income | 406,000 | 1,129,000 | 1,940,000 | 1,174,000 |
| Income tax | 66,000 | 234,000 | 423,000 | 168,000 |
| Net income | 340,000 | 895,000 | 1,517,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,362,000 | 27,701,000 | 28,072,000 | 27,313,000 |
| Total capital | 30,282,000 | 30,619,000 | 31,009,000 | 29,787,000 |
| Risk-weighted assets | 241,358,000 | 247,512,000 | 243,934,000 | 237,082,000 |