Call reports 2018
NORTHWEST BANK OF ROCKFORD — 2018
What NORTHWEST BANK OF ROCKFORD reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 279,138,000 | 278,204,000 | 272,977,000 | 276,110,000 |
| Total loans | 207,896,000 | 208,858,000 | 202,994,000 | 210,023,000 |
| Allowance for loan losses | 2,182,000 | 2,187,000 | 2,287,000 | 2,825,000 |
| Securities available for sale | 46,646,000 | 43,317,000 | 45,250,000 | 44,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,142,000 | 240,431,000 | 238,711,000 | 233,055,000 |
| Interest-bearing deposits | 193,407,000 | 189,057,000 | 190,516,000 | 190,833,000 |
| Noninterest-bearing deposits | 45,735,000 | 51,374,000 | 48,195,000 | 42,222,000 |
| Equity capital | 26,377,000 | 26,783,000 | 26,902,000 | 26,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,752,000 | 5,614,000 | 8,485,000 | 11,432,000 |
| Interest expense | 466,000 | 955,000 | 1,479,000 | 2,064,000 |
| Net interest income | 2,286,000 | 4,659,000 | 7,006,000 | 9,368,000 |
| Noninterest income | 664,000 | 1,538,000 | 2,340,000 | 2,769,000 |
| Noninterest expense | 2,307,000 | 4,672,000 | 7,063,000 | 9,672,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 740,000 |
| Pretax income | 583,000 | 1,375,000 | 2,073,000 | 1,695,000 |
| Income tax | 105,000 | 270,000 | 407,000 | 234,000 |
| Net income | 478,000 | 1,105,000 | 1,666,000 | 1,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,005,000 | 27,417,000 | 27,727,000 | 27,271,000 |
| Total capital | 29,186,000 | 29,604,000 | 30,014,000 | 30,096,000 |
| Risk-weighted assets | 232,425,000 | 235,631,000 | 233,521,000 | 237,409,000 |