Call reports 2017
NORTHWEST BANK OF ROCKFORD — 2017
What NORTHWEST BANK OF ROCKFORD reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 274,189,000 | 274,007,000 | 272,061,000 | 281,681,000 |
| Total loans | 196,829,000 | 201,501,000 | 201,218,000 | 210,656,000 |
| Allowance for loan losses | 3,379,000 | 3,372,000 | 3,230,000 | 2,164,000 |
| Securities available for sale | 49,303,000 | 51,222,000 | 50,513,000 | 48,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,893,000 | 238,915,000 | 230,832,000 | 235,289,000 |
| Interest-bearing deposits | 196,990,000 | 193,499,000 | 189,863,000 | 194,481,000 |
| Noninterest-bearing deposits | 42,904,000 | 45,416,000 | 40,969,000 | 40,808,000 |
| Equity capital | 25,499,000 | 26,267,000 | 26,584,000 | 26,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,597,000 | 5,247,000 | 7,937,000 | 10,701,000 |
| Interest expense | 424,000 | 854,000 | 1,279,000 | 1,751,000 |
| Net interest income | 2,173,000 | 4,393,000 | 6,658,000 | 8,950,000 |
| Noninterest income | 799,000 | 1,813,000 | 2,758,000 | 3,736,000 |
| Noninterest expense | 2,197,000 | 4,471,000 | 6,686,000 | 8,919,000 |
| Provision for loan losses | 51,000 | 77,000 | 102,000 | 190,000 |
| Pretax income | 724,000 | 1,658,000 | 2,628,000 | 3,577,000 |
| Income tax | 199,000 | 480,000 | 774,000 | 1,064,000 |
| Net income | 525,000 | 1,178,000 | 1,854,000 | 2,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,495,000 | 25,942,000 | 26,367,000 | 26,777,000 |
| Total capital | 28,190,000 | 28,701,000 | 29,152,000 | 28,941,000 |
| Risk-weighted assets | 214,955,000 | 220,141,000 | 222,324,000 | 236,079,000 |